A typical payday loan for $300, will cost $76.50 in interest and fees over 14 days (see Rate & Terms). This is equivalent to an APR of 664.84%

Yes, there is no prepayment penalty. If you would like to make partial payments prior to your loan due date, you may do so at any time without incurring additional charges by contacting our customer service center or by logging in to the member area of our website. You can use the same resources to pay off your loan early, which may entitle you to a rebate of part of the interest.

Yes. By contacting us and requesting an extension at least 2 days prior to your due date and paying any interest due, your loan may be extended. If you choose to request an extension, it is in your best interest to also pay down your principal balance, reducing the principal and subsequent interest on your loan.

We understand that circumstances change. You may rescind your loan by contacting us before 5pm MST the next business day. Loan funds deposited in your account will simply be withdrawn.

When you submit your application, your information is made available to other lenders. This network of lenders is able to offer loans in most of the United States. You can view our registrations/licenses online.